Personal auto policies exclude business use. If your company owns vehicles or employees drive for work, you need commercial auto coverage that actually responds when accidents happen.
.png)
Commercial auto premiums depend on how vehicles are classified and rated. We audit your fleet to ensure proper classification — service trucks vs. delivery vehicles vs. specialized equipment — so you don't overpay.
Regular motor vehicle record checks keep your risk profile accurate. Unreported tickets and accidents discovered at renewal drive up costs — we catch them early.
Multi-vehicle operations get complex fast. We structure fleet programs with consistent coverage, centralized billing, and simplified certificate management.
Operating in Mexico or Canada requires specific endorsements. We structure coverage for international operations so you're not uninsured at the border.
but standard personal policies exclude business use, leaving you exposed when employees run errands, visit clients, or make deliveries. Velora structures commercial auto programs that cover owned, hired, and non-owned vehicles with limits that match your actual exposure.
Book a ConsultationGet a short, confidential Risk Readiness Snapshot that highlights potential insurance, contract, and compliance pressure areas — built for growing businesses and investment-backed organizations.
Get Your Risk Snapshot.svg){kind=logo}
Choose the path that best fits where you are in your insurance journey.
Have questions or want guidance before moving forward?
Get pricing and coverage guidance for your business.
Already have insurance? Appoint Velora Risk Partners.
Meet with a Velora Risk Advisor to review your business, current insurance, & next steps.
Have questions or want guidance before moving forward?
Get pricing and coverage guidance for your business.
Appoint Velora as your broker of record so we can review and optimize your existing insurance—without disrupting active policies.
Already have insurance? Appoint Velora Risk Partners.
Collect minimum info to prepare BOR paperwork + route to the right specialist.
Already have insurance? Appoint Velora Risk Partners.
We’ll prepare the required BOR form(s) based on your carriers and coverage.
Already have insurance? Appoint Velora Risk Partners.
Your request to switch brokers is in progress.
