We work with GCs running $50M+ backlogs, emerging developers taking on their first multifamily projects, concrete crews, electrical contractors, and everyone in between. Whether you're wrapping an OCIP or fighting to meet a lender's insurance requirements before a draw, we've been there. Your subs, your schedules, your safety record — we understand how it all connects to your coverage
Book a ConsultationOwner and contractor-controlled insurance programs are supposed to simplify coverage — often they create headaches. We structure wrap-ups that actually work: clear enrollment, competitive rates for trade contractors, and coverage that follows the work (not just the paper)
Your risk flows downhill. We audit sub certificates for gaps — missing Additional Insured endorsements, exclusions you didn't know about, coverage that expires mid-project. Before a claim tests it
For contractors with good loss history and scale, traditional insurance markets might not be the best fit. We evaluate captive feasibility, group captive options, and self-insured retentions that align with your risk tolerance and cash flow
Buying or merging with another contractor? We review their loss history, active claims, safety programs, and policy structures — so you know what you're inheriting before close
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Choose the path that best fits where you are in your insurance journey.
Have questions or want guidance before moving forward?
Get pricing and coverage guidance for your business.
Already have insurance? Appoint Velora Risk Partners.
Meet with a Velora Risk Advisor to review your business, current insurance, & next steps.
Have questions or want guidance before moving forward?
Get pricing and coverage guidance for your business.
Appoint Velora as your broker of record so we can review and optimize your existing insurance—without disrupting active policies.
Already have insurance? Appoint Velora Risk Partners.
Collect minimum info to prepare BOR paperwork + route to the right specialist.
Already have insurance? Appoint Velora Risk Partners.
We’ll prepare the required BOR form(s) based on your carriers and coverage.
Already have insurance? Appoint Velora Risk Partners.
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