We don't just sell coverage — we help you prepare. Incident response plans, vendor contacts, and pre-approved forensic teams so you're not scrambling when breach happens.


We evaluate your security posture before binding coverage — identifying gaps in encryption, access controls, and backup protocols that could void claims or trigger exclusions.


Standard crime policies often exclude fraudulent transfer scams. We structure cyber coverage that includes social engineering — protecting against phishing, wire fraud, and employee manipulation.


Protection for claims that your network security failures caused damage to others — including transmission of malware, denial of service attacks originating from your systems, and third-party data breaches.


but standard policies often contain critical exclusions for social engineering, prior acts, and unencrypted data. Velora structures cyber programs that actually respond to modern threats — ransomware, business interruption, and regulatory actions — with limits that match your digital exposure.
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