Built for Developers, Landlords, and Property Investors

Insurance that understands your capital stack, your lender requirements, and the reality of managing physical assets in volatile markets.

Who We Serve

From ground-up developers to stabilized portfolio owners

We work with developers taking on their first multifamily projects, REITs managing thousands of doors, and everyone in between. Whether you're wrapping construction, refinancing stabilized assets, or navigating lender insurance requirements, we've been there. Your debt covenants, your NOI, your cap rate assumptions — we understand how coverage connects to the actual business.

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How Velora Does It Differently

01

Lender Compliance Management

Lender Compliance Management

We speak the language of loan agreements and CLOs. We'll wrap your OCIP or CCIP to meet lender requirements, handle the certificate chasing, and keep your draws flowing.

02

Construction-to-Stabilized Transitions

Construction-to-Stabilized Transitions

We manage the coverage handoff from builder's risk to property/liability as projects complete. No gaps, no overlaps, no surprises when the TCO hits.

03

Portfolio Consolidation

Portfolio Consolidation

Own multiple properties? We consolidate coverage for economies of scale and simpler administration — while maintaining property-specific protections where needed.

04

Capital Event Support

Capital Event Support

Refinancing, recaps, or selling? We position your coverage documentation for clean due diligence and smooth transitions that don't delay closings.

Real Risks

01

Builder's Risk

01

All-risk coverage for projects under construction. We structure around your lender's requirements and ensure coverage aligns with your draw schedule.

02

Property & Liability

02

Comprehensive coverage for stabilized assets including property damage, general liability, and business interruption — structured around your actual operations.

03

Environmental & Pollution

03

Protection for mold, lead, asbestos, and other legacy exposures inherent in older buildings and redevelopment projects.

04

Umbrella & Excess

04

Additional limits that match your asset values and lender requirements. We structure this around your actual exposure, not just a percentage rule.

Discuss Coverage for Your Projects and Properties

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Get Started with Velora Risk Partners

Choose the path that best fits where you are in your insurance journey.

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

Schedule a Call
30-minute consultation via Google Meet

Start a Quote

Get pricing and coverage guidance for your business.

Start a Quote
New coverage or renewal support

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Switch to Velora
Broker of record support
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Talk to a Risk Advisor

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

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Book a Consultation

Meet with a Velora Risk Advisor to review your business, current insurance, & next steps.

  • Industry-specific guidance
  • Coverage gap review
  • Investor / contract compliance insights
Home
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Talk to a Risk Advisor

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

Home
/
Start a Quote

Start a Quote

Get pricing and coverage guidance for your business.

Home
/
Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Next

Make Velora Your Broker of Record

Appoint Velora as your broker of record so we can review and optimize your existing insurance—without disrupting active policies.

  • Your policies stay in place
  • We become your official advisor
  • We can negotiate pricing, terms, and endorsements
  • No cost to change your broker
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

BOR Intake

Collect minimum info to prepare BOR paperwork + route to the right specialist.

Upload current insurance policies or Certificate of Insurance (COI)
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Step 1
Step 2
Step 3

Broker of Record Authorization

We’ll prepare the required BOR form(s) based on your carriers and coverage.

  • We email you the BOR form(s)
  • You review and e-sign
  • Velora submits to carriers on your behalf
Check Your Email for BOR Forms
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Step 1
Step 2
Step 3

You’re All Set

Your request to switch brokers is in progress.

  • We’ll confirm receipt of signed BOR
  • Our team reviews your current program
  • You’ll receive initial findings and recommendations
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