Terms of Service

Last updated: July 28, 2026

Acceptance of These Terms

Welcome to velorarisk.com, the website of Velora Group, LLC dba Velora Risk Partners ("Velora," "we," "us," or "our"). By accessing or using this site, you agree to these Terms of Service. If you do not agree, please do not use the site.

These terms apply to the website itself. If you become a client of Velora, your relationship with us will be governed by separate agreements and by the terms of any insurance policies placed on your behalf.

This Site Is Informational Only

The content on this site is provided for general information about our firm and the services we offer. It is intended to help you understand commercial insurance and risk topics, not to serve as a substitute for advice about your specific situation.

Descriptions of coverages, industries, and services are summaries. Actual coverage is always determined by the terms, conditions, limits, and exclusions of the specific insurance policy issued by the insurance carrier, not by anything published on this site.

Nothing Here Binds or Guarantees Coverage

Nothing on this site binds, alters, extends, or guarantees insurance coverage. Submitting a form, requesting a quote, booking a meeting, or corresponding with us does not create coverage and does not obligate any carrier to offer it.

Coverage can only be bound by written confirmation from an authorized representative, and it is always subject to carrier underwriting, eligibility requirements, and the terms of the issued policy. If you believe you have coverage in place, refer to your policy documents or contact us directly to confirm.

Not Legal, Tax, or Accounting Advice

Content on this site is not legal, tax, or accounting advice. Insurance and risk decisions often intersect with those areas, and we encourage you to consult your own attorney, tax advisor, or accountant on questions within their expertise.

Quotes and Indications Are Estimates

Any premium figures, quotes, or pricing indications referenced on this site or provided in response to a request are estimates. Final pricing depends on carrier underwriting, the information you provide, and market conditions at the time of binding. Estimates can change, and a quote or indication is not a promise of final terms.

Intellectual Property

The content on this site, including text, graphics, logos, page designs, and downloadable materials, is owned by Velora Group, LLC or used with permission. You may view, download, and print pages for your own informational use.

You may not copy, republish, distribute, or use our content for commercial purposes without our written permission. The Velora Risk Partners name and logo may not be used without our consent.

Acceptable Use

We ask that you use this site lawfully and in good faith. In particular, you agree not to:

• Submit false or misleading information through our forms, including quote and contact requests.
• Attempt to gain unauthorized access to the site, its hosting infrastructure, or any connected systems.
• Interfere with the site's operation, including through automated scraping, bots, or attempts to overload it.
• Use the site to transmit malicious code or unlawful content.
• Impersonate another person or business when contacting us.

We may restrict or block access to the site for anyone who violates these terms.

Third-Party Sites and Tools

Our site links to and works with third-party services. For example, you may book meetings through a scheduling tool such as cal.com, complete insurance intake through Sembley, or make payments through a separate payment portal. We also link to carrier, partner, and reference sites from time to time.

These services are operated by independent companies with their own terms of service and privacy practices. When you use them, their terms apply, and we encourage you to review them. We do not control third-party services and are not responsible for their content, availability, or handling of your information.

No Warranties

We work to keep this site accurate and available, but we provide it "as is" and "as available." We do not warrant that the site will be uninterrupted, error-free, or free of harmful components, or that its content is complete or current at all times. Insurance markets change, and published information can become outdated.

Limitation of Liability

To the fullest extent permitted by law, Velora Group, LLC and its owners, employees, and representatives will not be liable for indirect, incidental, consequential, or punitive damages arising out of your use of this site or your reliance on its content.

Nothing in this section limits any liability that cannot be limited under applicable law, and nothing in these terms affects the rights and obligations set out in any insurance policy or separate written agreement between you and Velora.

Governing Law and Venue

These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. Any dispute arising from these terms or your use of this site will be brought in the state or federal courts located in Travis County, Texas, and you consent to venue there.

Changes to These Terms

We may update these terms from time to time as our site and services evolve. When we do, we will post the revised version here and update the date at the top of this page. Your continued use of the site after a change takes effect means you accept the updated terms.

Contact Us

Questions about these terms are welcome. You can reach us at:

Velora Group, LLC dba Velora Risk Partners

Email: info@velorarisk.com

Mailing address: 5900 Balcones Drive, STE 28342, Austin, TX 78731