Protection for Brands That Touch People's Lives

From product liability to supply chain disruption, we understand the unique risks facing consumer brands — and how to structure coverage that actually responds.

Who We Serve

From D2C startups to established CPG brands

We work with consumer brands across categories: beauty, food & beverage, apparel, home goods, and specialty products. Whether you're manufacturing overseas, selling direct-to-consumer, or distributing through retail partners, we understand your operational model. Your suppliers, your distributors, your customer relationships — we know how to align coverage with the reality of building a consumer brand.

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How Velora Does It Differently

01

Product Liability Focus

Product Liability Focus

We deeply understand product liability for consumer goods — from manufacturing defects to labeling claims to batch contamination — not generic liability coverage.

02

Supply Chain Protection

Supply Chain Protection

We structure coverage around your actual suppliers and manufacturing relationships, including contingent business interruption when your partners go down.

03

Retailer Requirement

Retailer Requirement Alignment

Big retail partners have specific insurance requirements. We review their vendor agreements, fill coverage gaps, and handle certificate requests so deals don't stall.

03

Recall & Crisis Management

Recall & Crisis Management

When product issues arise, we provide coverage for recall expenses, crisis management, and brand rehabilitation — not just legal defense.

What’s Covered

01

Product Liability

01

Protection against claims of bodily injury or property damage caused by your products. Essential for any consumer brand.

02

Product Recall

02

Coverage for voluntary and involuntary recall expenses — including customer notification, product disposal, and brand rehabilitation.

03

General Liability

03

Comprehensive protection for premises liability, advertising injury, and operations — foundational for any business with customers or inventory.

04

Contingent Business Interruption

04

Protection when your suppliers or key partners can't deliver due to covered events — critical for brands with complex supply chains.

Discuss Coverage for Your Consumer Brand

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Get Started with Velora Risk Partners

Choose the path that best fits where you are in your insurance journey.

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

Schedule a Call
30-minute consultation via Google Meet

Start a Quote

Get pricing and coverage guidance for your business.

Start a Quote
New coverage or renewal support

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Switch to Velora
Broker of record support
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Talk to a Risk Advisor

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

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Book a Consultation

Meet with a Velora Risk Advisor to review your business, current insurance, & next steps.

  • Industry-specific guidance
  • Coverage gap review
  • Investor / contract compliance insights
Home
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Talk to a Risk Advisor

Talk to a Risk Advisor

Have questions or want guidance before moving forward?

Home
/
Start a Quote

Start a Quote

Get pricing and coverage guidance for your business.

Home
/
Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Next

Make Velora Your Broker of Record

Appoint Velora as your broker of record so we can review and optimize your existing insurance—without disrupting active policies.

  • Your policies stay in place
  • We become your official advisor
  • We can negotiate pricing, terms, and endorsements
  • No cost to change your broker
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

BOR Intake

Collect minimum info to prepare BOR paperwork + route to the right specialist.

Upload current insurance policies or Certificate of Insurance (COI)
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Step 1
Step 2
Step 3

Broker of Record Authorization

We’ll prepare the required BOR form(s) based on your carriers and coverage.

  • We email you the BOR form(s)
  • You review and e-sign
  • Velora submits to carriers on your behalf
Check Your Email for BOR Forms
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Make Velora Your Broker

Make Velora Your Broker

Already have insurance? Appoint Velora Risk Partners.

Step 1
Step 2
Step 3

You’re All Set

Your request to switch brokers is in progress.

  • We’ll confirm receipt of signed BOR
  • Our team reviews your current program
  • You’ll receive initial findings and recommendations
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